Someone ported or swapped my number

This is the attack we take most seriously, because your number routes the conversation. The defenses stack: lockdown works from any phone, passkeys gate identity and destructive controls, and money keeps its separate confirmation boundary. If you suspect a swap, lockdown first from any phone, then call your carrier — in that order.

A number that's been silent a long time, or that shows signs of having changed hands, gets a gentle confirm-it's-you before anything identity-level — numbers get recycled, and the person answering may not be the member anymore.

Didn't answer it? Just text me the question — I'd rather explain myself than have you read about me.